- Enjoy the low interest rate of 18% p.a
- Transfer other bank credit card balances without additional charges
- No joining fee
- EMV chip card with added security
- Get attractive discounts around the year with local merchants
- Enjoy an array of international benefits
- ATM cash advances through MasterCard ATM network worldwide
- Free SMS alerts on your mobile
- Up to 51 days credit period from the 1st day of the billing cycle
- Transfer your credit card balance to a Pan Asia Bank Credit Card on equal monthly installments of your choice for the lowest interest in the market
Life Insurance Cover
- Special life insurance cover for Pan Asia Bank Credit Cardholders in partnership with Sri Lanka Insurance Corporation (SLIC). Terms and Conditions of the life insurance cover are as follows,
Option | Insured Value | Annual Premium |
---|---|---|
1 | Rs. 100,000/- | Rs.120/- |
2 | Rs. 250,000/- | Rs.242/- |
3 | Rs.500,000/- | Rs. 633/- |
4 | Rs.1,500,000/- | Rs. 1,848/- |
- Life Insurance Application Form and Health Declaration Form
- Eligible Age 18-69 (If the cardholder is more than 60 years of age, a Heath Declaration should be submitted)
- Suicide exclusion will apply during the first year of cover from the date of enrolment.
- If cardholder is having following pre-existing ailments, the coverage will commence only after first 12 months from enrollment. (Cancer, Myocardial Infarction, Stroke, Coronary Artery Surgery, Renal Failure, Major Organ Transplant, Paralysis, Chronic Liver Disease, Chronic Lung Disease, Benign Brain Tumor)
Other?Charges and Fees
Description | Gold |
---|---|
Late payment | Rs. 900 |
Card replacement fee | Rs. 500 |
Cheque return fee | Rs. 500 |
Permanent limit enhancements | Rs. 1,000 |
Temporary limit enhancements | Rs. 500 |
Certified copies of card statement | Rs.?200 |
Cash advance fee | Rs. 200 or 3.50% whichever is higher |
Interest on cash advances (Charged from the date advance obtained) | 18% p.a |
Copy of transaction slip – Local (Trnx within last 3 months | Rs.?350 |
Copy of transaction slip – Overseas (Trxn within last 3 months) | USD 10 |
Over limit Fee | Rs.900 |
Credit Card balance confirmation / visa letters | Rs.?600 |
* Government Charges (ex: Stamp duty etc.) and taxes will continue to apply.
Tariff
Item | Tariff (Rs.) | |
---|---|---|
Joining Fee | Primary Card | Free |
Supplementary Card | Free | |
Annual Fee | Primary Card | 2,000/- |
Supplementary Card | 1,000/- | |
Interest | 18% p.a? ? 1.5% p.m. |